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Consumer

All of your consumer credit card management tools are now available in MB&T Personal Online Banking and the MB&T mobile app! Just select "Cards" from the navigation menu.

You will be redirected to our online Wealth Management portal to access your account.

Proceed to my online account

Ready to explore?

We blend flexible options with personalized service. Let's find the perfect fit for your banking needs!

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Open a Personal Account Online in Minutes

Open a personal checking or savings account anytime and from anywhere with our simple and secure online application.

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Business Lending

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

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A man holding his phone and a woman holding her credit card in a warehouse.

Business Credit Cards

Multiple cards - one easy to manage account. Earn cash back on every purchase!

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32

Best Bank Awards

16

Branches

260+

Associates

Committed to YOUR Community

Educate. Enable. Support. Learn how we are committed to making the communities we serve better places to live and work.

A bank employee is in a classroom teaching a group of children.

Financial Literacy

Communities thrive when financial education is readily available. That’s why we provide hundreds of hours of financial literacy classes to local schools and programs.

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2025 Community Impact Report

Learn about our dedication to building teams, building impact, and building community.

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A Montecito Bank and Trust worker volunteering together with kids planting a garden.

Need Volunteers?

MB&T associates volunteer their time and talents throughout the year at community events. Let us know if you need volunteers to help your event be a success!

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A group of employees pose in the branch when it first opened in 1975.

The MB&T Story

What began as a single branch in 1975 has become a catalyst for good in the communities we serve. Our story is what guides us today and leads us forward for generations to come.

Read our story