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SCAM WARNING - Bankers never ask for your Online Banking password or one-time codes. Learn More

Business CD

Certificates of Deposits

From 30 days to 5 years, choose the term that aligns with your business savings goals and objectives.

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Certainty. Security. Control. Plus, no worrying about market fluctuations during your CD term.

The Details

Key Features
  • Flexible terms 
  • Guaranteed interest rate throughout your term
Terms From 30 days to 5 years – select the term that is right for you.
Interest Yes1
Minimum to Open $1,000
Minimum Balance $1,000
Access to Funds You may be assessed an Early Withdrawal Penalty for withdrawals made prior to maturity.
Online and Mobile Banking2 FREE
  1. Simple interest accrues daily and compounds daily. Customers can have their interest paid weekly, bi-weekly, monthly, semi-annually, annually, or at maturity (if the term is one year or less). View our Deposit Rate Summary for the latest rates.
  2. Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet with an advisor

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Business Checking

We love local businesses! Big or small, we have the perfect checking account to support your business needs.

Learn more
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Business Savings

Put your excess liquidity to work with a Business Savings or Money Market from MB&T.

Learn more
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Extended FDIC Insurance

Access multi-million dollar FDIC insurance and earn interest, all through a single bank relationship with MB&T.

Learn more